Insurance is not a personal option anymore. Medical expenses are going up every year, and going to the hospital only once can easily disrupt your savings. Yet, for so many people, it’s expensive, so they delay purchasing insurance instead. One major reason is GST. If you purchase a health policy, you pay a premium, plus 18% GST, which adds to the total cost.
But here is the smart part. While you can't legally remove GST, you can minimize its effect. Most of that GST can be recouped using rewards if you use the right kind of buying methods.
Bajaj health insurance is where demandeals comes in handy
This blog breaks things down in layman’s terms - the mechanics of GST, and if you want more than just Bajaj Health Insurance, go to our website.
What makes health insurance too expensive for most people?
When people check on health insurance prices, they usually think about the premium. What they forget is GST. That additional 18% results in the policy. It makes the policy seem more expensive than it actually is. Say, for instance, your annual premium is ₹10,000, and you pay an extra ₹1,800 as GST. This becomes a significant sum if you are a family or have a policy with more coverage. In the long run, this extra price is a burden, of course. The problem is not the insurance. It's how people purchase it that poses its problems.
Most buyers purchase directly from the insurance company and fail to enjoy the savings. Smart buyers want to lower the total cost, not by choosing less coverage, but by using reward services with us.
What “0% GST on Health Insurance” really means
Let’s keep it very simple.
GST in health insurance is legal and cannot be removed by any website or company. “0% GST” does not mean GST is removed. It means you get the GST amount back through rewards.
Here is a simple example:
Bajaj Health Insurance premium: ₹10,000. GST (18%): ₹1,800. Total paid: ₹11,800. Buying the same policy through Demandeals, you may also earn rewards that can help you recover a large part of the ₹1,800 you have contributed. Here, GST is already paid, but your net cost gets a lot lower. And this is why “0% GST” is an ‘override’ — it is not GST removed but reduced. This transparency is crucial, and we adopt this style.
Bajaj Health Insurance: what it provides and why you should care
Bajaj Health Insurance resonates with Indian buyers due to its practical coverage and flexibility. It is suitable for families and people buying insurance for the first time. Some key features include: Coverage for the costs of hospitalization. Costs before and following hospitalization. Cashless treatment at a broad hospital network. Daycare procedures. Choices if you prefer coverage, depending on your requirements.
Bajaj is a popular insurance plan that people trust for long-term health planning. The value of the policy increases when it is combined with a rewards program.
How do we help you to save extra on Bajaj Health Insurance?
Demandeals is a cashback and rewards site with real brands that actually list real offers. The website offers verified coupons and cashback. This is no coupon site with phony promises. When Bajaj Health Insurance launches a rewards promotion on our website, the users receive the same benefits of the policy plus extra savings. It’s a pay the premium + GST deal.
Buying through our website: You pay the same premium + GST, but you also get additional rewards with a lower total cost. So this is how we will assist you to offset GST and lower Bajaj health insurance costs without altering the actual policy.
Step-by-Step: Rewards on Bajaj Health Insurance
It is user-friendly. You don’t need any technical knowledge!
- Visit our website.
- Search Bajaj Health Insurance product page.
- Read the offer details carefully.
- You can also click on the Avail Deal button.
- You are redirected to the official Bajaj platform.
- Just continue as usual with your policy purchase.
- Rewards are tracked and credited as per the terms of an offer.
- You receive the same policy, same coverage, same support - and additional savings from our website.
Does this keep me safe?
That is a common and valid question.
- When Demandeals works with brand-authorized links, for example, it is highly secure.
- When you click on an offer, you are redirected to the brand’s main homepage.
- No middleman has to do with your payment or your personal information.
- The tracker is running in the background. Rewards are credited after they're approved.
Many people shop regularly through Demandeals as an incentive to earn additional rewards on brands they already trust. Using our website is only worth more if you’re already buying Bajaj Health Insurance. You are not taking more risk.
Who to use this Bajaj Health Insurance Rewards for
This offer is especially suitable for:
- Those going to purchase health insurance, anyway.
- Families seeking long-term coverage.
- Insurance first-time buyers seeking additional savings.
- It should be for users who want to buy smart and not buy directly.
But for someone looking for instantaneous savings at checkout over rewards, the first step is to understand how deadlines for rewards work. We offer real, trackable rewards, not misleading instant offers.
Key mistakes to avoid when purchasing health insurance
Small mistakes lead many buyers to miss out on benefits. And that all this cost comes mainly to zero. Some popular examples would be: Ignoring GST impacts on total cost through buying directly and not checking reward options. Understandably, assuming reward implies lower coverage. Your coverage or benefit doesn't drop when you buy through our website. It only lowers the actual price you pay.
Conclusion: Buy Smart; Save More
Health insurance is a lengthy decision for all concerned. Every rupee saved now matters later on. Bajaj Health Insurance is already a good alternative. With Demandeals rewards, the value goes up and up with no disadvantage. You continue to incur GST and recover a large percentage thanks to smart purchases.
That’s what claiming 0% GST actually means. If you are buying Bajaj Health Insurance, then Demandeals is a much smarter pick. Same policy, same coverage - just double the savings for increased protection.
