Q: What is the annual fee for the Swiggy HDFC Credit Card?
The joining and annual fee is ₹500 + GST (approximately ₹590). This fee is waived if you spend ₹2,00,000 or more on the card in a year.
Q: How is the 10% Swiggy cashback credited?
The cashback is reflected as a statement credit — it is adjusted against your outstanding credit card bill in the following month's statement.
Q: Can I earn both Swiggy HDFC card cashback and Demandeals cashback on Swiggy orders?
Yes — the card's 10% Swiggy cashback is separate from Demandeals cashback on Swiggy. You can stack both benefits.